Semester I, BRI Profit Reached Rp 10 Trillion

PT Bank Rakyat Indonesia (Persero) Tbk, recorded a net profit of Rp 10 012 trillion in the first half of this year. »This positive growth trend,” said Director of Business SME Bank BRI Djarot Kusumayakti in exposure in the financial performance of Bank BRI headquarters in Jakarta, Tuesday, July 30, 2013.
When compared with the same period last year, profit rose 16.3 percent this year. In the first half of 2012, BRI Bank recorded a profit of Rp 8.61 trillion.
The increase in profit was supported by 26.4 per cent credit growth and fee-based income growth of 22.6 percent. BRI’s micro credit growth year on year in this period reached Rp 122.08 trillion, an increase of RP 25.49 trillion from the same period last year.
»We managed to maintain credit quality, as reflected by the level of micro-credit NPL of 0.46 percent,” he said. The micro credit growth followed by growth in the number of micro borrowers who reach 5.9 million people.
Meanwhile, in terms of funding, the growth of third-party funding (TPF) BRI also rose. As of the end of June 2013 BRI total third party funds reached Rp 439 trillion, up 18.3 percent year on year. DPK acquisition BRI dominated by retail store, »This is evident from the number of savings accounts until the end of June 2013 reached about 37 million accounts,” said Djarot.
The fee-based income increased by 22.6 percent of BRI, with the highest growth of e-banking transactions grew by 72.2 percent year on year. E-banking users BRI products, such as ATM, SMS Banking and Internet Banking showed an increasing trend.
For ATM, Djarot explained, users reached 18 in the first half of this period. While users of SMS Banking in the same period reached 4.28 million people, and internet banking users reached 640 thousand customers.
The increase in fee-based income is inseparable from the development of IT infrastructure and e-banking features along with the expansion of e-channels and outlets. In addition to e-banking transactions, he explained, the growth of fee-based income derived from fee BRI also obtained from trade finance, which in the same period grew by 70.7 percent.
Previously, PT Bank Central Asia Tbk (BBCA) announced a net profit after tax in the first half 2013 consolidated valued at Rp 6.3 trillion. This acquisition supported by growth in net interest income and other operating income increased 22.5 percent in the same period in the previous year.

Rendang business Meisya Siregar selling well When Ramadan

Siregar Meisya artist is now busy with his business in the culinary field. Currently this ramadan, Meisya claimed more rendangnya business turnover skyrocket.

“Thank God already want to order a lot widths. Rendang Natulang name,” said Meisya when met at the House of Trans TV, South Jakarta, Tuesday (07/30/2013).

Bebi Romeo’s wife said, for his business, he entrusted the affairs of cooking to his own family members. Different order, he also gives the level or the level of spiciness to taste.

“The aunt I cook. So all people can eat, I love pedesnya level,” he said.

Meisya also explains, he also markets Minangnya typical food business via online advertising.

“If I was the target of an online Indonesian. Malaysia, Netherlands, Bangkok, my friends abroad who can take it if another play to Indonesia,” he said.

Net profit soared PTPP Doubles

Housing Development Tbk PT or PTPP recorded net profit surge 2.2 times or to Rp 143.4 billion in the first half of this year compared to the same period in 2012 of Rp 64.8 billion.

The increase in earnings was driven by increased revenue also doubled to Rp 4.17 trillion. The increase was, among others, the contributions of some major projects such as EPC projects and plant PLTGU Tanjung kitbag Duri Riau, Kalibaru port, Kuala Namu Airport, Semarang toll road-Bawen, Donggi Senoro roads and building projects privately owned.

In addition, the subsidiary factory precast concrete industry has also begun to contribute revenue and profit.

“The contribution of income and profit from property business pillar is projected to increase significantly in the next five years”, said Managing Director PTPP, Bambang Triwibowo, in Jakarta, Thursday (01/08/2013).

As of June 2013, the company has bagged new contracts amounting to Rp 9.5 trillion, or 2.5 times over the same period in 2012. Large projects that were achieved, among others, the Port-Cilegon Krakatau Bandar Samudra, Nifaro Apartments, St Moritz, The Kencana and Cikampek Toll-palimanan.

In addition, there is also a toll road development projects Gempol-Pandaan, Tunjungan Surabaya Plaza V, Terminal 3 Soekarno Hatta airport, railway in South Sumatra PT KAI, Infrastructure Sarulla 300 MW power plant in North Sumatra, Banten and Intermark apartment project 120 MW Combined Cycle Power Plant EPC Tanjung kitbag, 160 MW power plant in Muara Tawar Bangkanai and CNG.

With the acquisition of this new contract the Order book as of June 2013 reached Rp 25.3 trillion. This year the company expects revenue of Rp 10.2 trillion and net profit of Rp 370 Billion which is contributed from the five areas of the business they work at the company’s Construction, Property, EPC, Investment and Production of Precast concrete.

Bukopin Shutter 20% Profit Growth This Year

PT Bank Bukopin target net profit growth of 20% by the end of 2013. Last year, Bukopin profit of Rp 834.7 billion.

With growth of 20%, then the expected profit to Rp 1 trillion. To sustain these targets, Bukopin will perform additional service network and launch new products for the SME business segment, commercial and consumer.

The strategy is targeted to encourage the growth of interest and non-interest income in the range of 20%. The Company is also targeting growth in Third Party Funds (TPF) by 20% and credit growth of 15%.

“Bukopin will add network services in some cities, such as branch office, branch office or cash office,” said President Director of Bank Bukopin Glen Glenardi in a press release on Monday (04/08/2013).

Bukopin currently has 420 service points or outlets consisting of 36 branch offices, 107 branch offices, 136 cash offices, 87 micro offices, 42 payment points and 8 retrieval service (pick-up service). The outlets spread across 22 of the total 33 provinces in Indonesia.

Bukopin service network is also supported by online bank payment point (PPOB / point on-line banking services) 15,000 spread across urban and rural areas. This service is supported by information technology networks and real time on-line.

“For SMEs and micro segments, Bukopin will gradually increase one step process for channeling loans, which is still dominated by the two-step distribution pattern channeling,” added Glen.

Bukopin will also increase capacity and other non-interest income as Swamitra Program, Remittance, Trade Finance, Loan Syndication and Bank Guarantee. Promo savings program with prizes such as cars, motorcycles and gadgets as well as deposit program with a variety of advantages such as cost-free and can be withdrawn penalty whenever the main attraction of the products issued by private banks which had stood since 1970.

“With the addition of service point and the consumer base, Bukopin will continue to improve the performance in 2013. Earnings growth target of 20%, a credit of 15% and amounted to 19.92% asset growth will be achieved in 2013, “said Glen.

Industry: Chewy Sweet soft si Moci

This one pie came from the bamboo curtain country. Tiny spheres are soft and chewy sticky proved many fans. The price is not too expensive and flavor variations, and it very much. Want the Cianjur, Sukabumi or Semarang? Hmm … everything is good!

Moci cake is one type of cake that comes from the famous Chinese kitchens in various Asian countries. This cake is made from glutinous rice flour dough filled with a mixture of peanuts, sesame and sugar. Flour wrapped on the outside make this cake ‘powdery’ white and unique looks.

In a variation, the cake was featured in numerous variations. No exterior is wrapped with chopped nuts or sesame seeds. The contents are varied, with some filled chocolates, coconut, cheese, and fruit jam. Whereas mocinya size, in the area of ​​West Java are usually teeny-tiny, whereas in Central Java and in stores, moci sold in larger form.

The Cianjur and Sukabumi, moci sold in bamboo baskets. One kerangjang moci contains 5 grains. In this area normally moci still wear traditional flavors such as vanilla or pandan. The contents are also still in the form of sesame and peanuts. Almost all moci a cottage industry products.

Moci variants in Semarang is bigger and also varied as taro dough, chocolate. Variety it is also more modern. Moci is usually packaged in a beautiful box that fits taken as souvenirs. Of course the price is more expensive.

When I’m walking around the area to Cianjur, Sukabumi, Bandung Semarang or, moci cake could be a souvenir. This cake is enjoyed as a delicious afternoon tea or coffee. Feel the sensation of soft and chewy sweetness on the tongue!

Indonesian Cement Still Rely Domestic Sales

JAKARTA – PT Semen Indonesia (Persero) Tbk said, most of the company’s revenue in the first semester of 2013 was derived from the domestic market. First half of the company’s revenue reached Rp 10.91 trillion, equivalent to 95.53% of total revenue in the first half of this year.

Dwi Soetjipto, President Director of Semen Indonesia, said that the value of domestic sales increased by 26.42% compared to sales in the same period last year of Rp 8.63 trillion.

Of the domestic market, the composition of the Indonesian Cement revenues derived from customers in Java and outside Java almost equal. Java market contributed revenue of Rp 5.72 trillion or 52.43% of total domestic sales. Meanwhile, consumers outside of Java contribute to the revenue of Rp 5.19 trillion or 47.57% of total domestic sales.

In addition to maintaining dominance in the domestic market, Indonesian Cement continues to boost sales to foreign markets, especially countries in Southeast Asia. From January to June this year, Indonesian Cement has achieved record revenues in foreign markets amounted to Rp 511.64 billion.

“This number jumped nearly 170% compared to overseas sales in the first half of last year is only Rp 30.34 billion,” said Dwi

Mr. Marsa’ad Wooden Car Business

Jakarta – Almost all the boys love toy cars. Who would have thought that nearly all wooden toy cars that are sold in the markets of Jakarta, is the result of handicraft factory UD Glad Son of Mr. Marsa’ad.

“I started this business in 1977. Originally a fad because my previous job bankrupt,” said detikFinance Marsa’ad when met at his shop, Kalibata, Jakarta, Sunday (03/08/2008).

57-year-old inspiration comes from his desire to make an effort to please the kids.

“I thought, who does not like toy cars,” said Marsa’ad.

With a modest capital, entrepreneurs whose real name is Omar is starting to open this business. He then worked with landowners in the Sky View to open a store there.

“So I was working with landowners. He provided land, my products. Distribution system with the results,” said Marsa’ad.

This toy factory located in Karawang. The manufacturer was not a big factory with advanced technology, but a cottage industry factories.

“So in Karawang, I apply a bulk messaging system at home factories there,” said Marsa’ad.

Bulk messaging system is Marsa’ad is purchasing system based on the unit, and the payment is made based on the number of units made. In modern terminology, the system outright Marsa’ad pack style is similar to the system of outsourcing.

“Because if we are using the system pay a bit troublesome. Again if they are lazy, the results of the unit a bit, I still have to pay them,” said Marsa’ad.

Integrated production mechanism is not retained by Marsa’ad for 30 years. Along the way, apparently by a mechanism like that, sir effort Marsa’ad never experienced the glory.

“The number of craftsmen we’ve reached 200 people. When the production very much at all, even exported to the Netherlands, Germany, Australia and Japan,” said Marsa’ad.

When it was the style of pack Marsa’ad craft products are sold in various cities in Indonesia such as Jakarta, Bogor, Tangerang, Palembang, Cirebon to Semarang.

“Even now, the actual demand is still very high, but we can not meet because our craftsmen now numbers only 40 puppets,” said Marsa’ad.

According to Mr. Marsa’ad, economic conditions became the main factor that led to the shrinking amount of factory labor. If the first UD Happy Child is able to produce 37 types of cars, now reduced by half to 18 types only.

Depreciation amount also cut production craftsman toy cars to a maximum of 500 units a month.

“In fact, the Dutch or German for example, they usually ask for 200 units once per country,” said Marsa’ad.

Labor issues apparently quite hamper business development Marsa’ad pack. Not factory integrated system that has been running for 30 years has been questioned by Marsa’ad pack.

“In these circumstances, I think to make a factory. However large enough capital around USD 300-500 million. Equity is to buy the warehouse, mesian and forth,” said Marsa’ad.

Had an integrated plant is realized, of course labor issues can be controlled. Moreover, according to Mr. Marsa’ad, in terms of the number of very high demand, so the future prospects of this business is not a thing to worry about.

“The proof, in the middle of the fuel price hike like this, when we raise prices, demand has not diminished,” said Marsa’ad.

Currently selling price pack Marsa’ad between Rp 35 thousand to Rp 175 thousand per unit. Required capital ranging from Rp 23 thousand to Rp 125 thousand per unit.

“But to make the

Suzuki Immerse Capital Rp 10 Trillion

The sweetness of the Indonesian automotive market become a magnet for world-class car manufacturers investments. Companies from Japan, Europe, America and even Korea are competing to build factory in Indonesia to pick up supplies of raw materials and cheap labor and huge market niche.
After decades exist in Indonesia, Suzuki Motor Corp. will infuse money back in large numbers. AFP reported Suzuki plans to invest 100 billion yen, or about Rp 10 trillion for the sake of making Indonesia their production base in Asia.
Small type of vehicle manufacturers that will spend 60 billion yen of which to build a new assembly plant. Previously Suzuki also has plans to invest 40 billion yen to build an engine factory outside Jakarta. The investment plan has been announced since the end of 2012.
With a total investment of 100 billion yen, Suzuki hopes to create a comprehensive network system. Suzuki will enter the passenger vehicle segment lightweight and fuel efficient (low cost green car / LCGC) and held until the beginning of the production process of final assembly in Indonesia. The factory is scheduled to become active in 2014.
With this new plant, the production capacity of Suzuki in Indonesia can be increased from 150 thousand units to 200 thousand units per year. This additional production capacity to accommodate assembly LCGC cars which are expected to dominate the Indonesian market in the coming years.
Moreover, previously, Suzuki has expressed an interest to become one of the LCGC. With the entry in this scheme, Suzuki could get fiscal incentives from the government of Indonesia in the form of tax exemptions.
As is known, the Indonesian government recently issued rules for LCGC incentives. With this scheme, the manufacturer shall make fuel-efficient cars with a price under $ 100 million.
Lately, the existence of a Japanese automotive manufacturer gaining strength in Southeast Asia. This region is considered as one of the key markets for the growth of the middle class is quite large and can provide cheap labor. In Southeast Asia, Suzuki already has a production base of 2.88 million vehicles assemble or half of the global production.

Hit by the crisis, Fuji Xerox Still Exist

Jakarta – The global economic crisis have shaken the stability of a number of companies in the world. But amid the crisis storm, Fuji Xerox trying to exist.

One proof that Fuji Xerox still exist in the midst of the storm of crisis, especially in the Indonesian market, is by presenting a new printer products, the DocuPrint C1190 FS. Fuji Xerox assess that the global economic crisis was not affecting the market in Indonesia.

“We want to show dedication and commitment to the business world, especially the IT industry in Indonesia. Though the global crisis, but we still strive to bring innovation and new product launches. So when competitors are usually rather weak in marketing activities, Fuji Xerox tried to fill this gap,” obviously Teddy Susanto, Country Sales Manager Indonesia, when met at the sidelines of the launch of the printer DocuPrint C1190 FS at Hotel Nikko, Jakarta, Wednesday (07/15/2009) evening.

Through the launch of a multifunction printer DocuPrint C1190 FS, Fuji Xerox hopes to bring a new freshness to the small business and home business.

Claimed that this one printer that offers high-performance features that are usually only found on the printer’s corporate segment, but with a more affordable price for SMEs.

By buying the all-in-one DocuPrint C1190FS claimed to save the budget because it does not need to buy many separate devices and can reduce paper consumption, thanks to digital document delivery features.